Terms & Conditions

TERMS & CONDITIONS

Welcome to  www.tytocash.inwww.ty2.in


These terms and conditions govern your use of the website,  www.tytocash.in,TytoCash APP, content and services offered by Finnovation Tech Solutions Private Limited (“us”, “we”, or “Company”) through the website, mobile application platform and/or any mobile or internet connected device or otherwise (“Website”). By visiting, availing services or browsing at Website you automatically have accepted these conditions.


Please read the term and conditions carefully. While using any current or future services offered by Website, whether or not included in the Website, you will abide by these Terms & Conditions the guidelines and conditions applicable to such service or business.


We reserve the right, at our sole discretion, to update, change or replace any part of these Terms & Conditions by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms & Conditions constitutes your acceptance of such changes.


Terms and Conditions are binding for all purchases


Company is the technology partner to its NBFC partners and provides the TytoCash technology platform, which allows you to buy goods or services offered by online e-commerce merchants and e-wallets with whom Company partners. At no point is Company representing itself as a lending company or engaged in any financial services. Please refer to your loan agreement for details on your contract with the Financing Partner.


Any loans being processed through the Website are approved at the sole discretion of the NBFC partner of the Company (“Financing Partner”). Company may, under the instructions of the Financing Partner, also cancel your transactions at any time before a merchant delivers any goods or services if you violate any term of these Terms and Conditions or the agreement executed with Financing Partner (“Loan Agreement”).


You agree to allow Company, on behalf of the Financing Partner, to send you payment reminders from time-to-time. You also agree that if you fail to pay an amount owed to the Financing Partner, pursuant to this Agreement or the Loan Agreement, Company may engage in collection efforts to recover such amounts from you on behalf of the Financing Partner.


Privacy Policy

Please review our Privacy Policy, which also governs your visit to Website, to fully understand our privacy practices.



Prohibited Use

As a condition of your use of the Website, you will not use the Website for any purpose that is unlawful or prohibited by these Terms & Conditions or by any domestic or international laws, statues, ordinances and regulations. Your use of the Website is your responsibility.

You shall not, display, upload, modify, publish, transmit, update or share any information on the Website, that -- Belongs to another person and to which you do not have any right Is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, libellous, invasive of another’s privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner Involves the transmission of "junk mail", "chain letters", or unsolicited mass mailing or "spamming" or unsolicited commercial advertisement Harms minors in any way ,Infringes any patent, trademark, copyright or other proprietary rights.


Violates any law for the time being in force

Deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature


Impersonates another person

Contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource.


Payment

Any down payment required to be made by you shall be as per the discretion of the Financing Partner and shall be governed by the terms of disbursement of the loan agreed between Financing Partner and you. Any communication to the seller of the products will be made by the Company only upon receipt of specific instruction by the Financing Partner with respect to the order being placed by you.


Returns & Refunds

At TytoCash we value our customers and are committed to providing best services. Refund process will only be initiated by TytoCash in following conditions:


We will not pass your details on to any third party.

(i) If repayment of the loan has been done by the borrower twice by any means.

(ii) Any extra payment has been received by TytoCash over and above the repayment value in any case.

(iii) Repayment has been done mistakenly by the borrower unintentionally before his/her the due date of loan repayment.

If for some unforeseen reason, the client is not satisfied with our services, they may call us to seek direction on future calls. We will give our best effort to increase the satisfaction levels in such cases. We strongly recommend that before making a payment, our visitors and potential clients should read the refund policy. If the customer is eligible for the refund then the refund amount would be credited in the respective bank account within 7 working days.